An uncorrupted 'government' would revoke those banks' charters.
Since the banking and currency systems are a monopoly in the US, and the payment processors unable to operate without .gov permission, the wokisms, "start your own!" and "MuH pRiVaTe CoMpAnY" don't apply.
"Bake the Cake, bigot" does.
Every "Dilbert's Boss" in municipal utility management fell for the "benefits of automation" hype without giving a single thought about what they were throwing away.
The same has applied to telecom and electric power infrastructure. These 19th-Century technologies were some of the most resiliant, in the past. Enemies had to go places and risk their lives to do things in order to inflict damage.
But now, some script-kiddy in Moldova can bring this country to its knees from his mother's basement, and the people who made it that way deserve a wood-chipper ride.
... and there's not a single airline CEO with the balls to tell him "not on my planes".