How many of you guys have ZERO debt?
(media.conspiracies.win)
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Using your ball and chain as a means of propulsion. It works until it doesn't.
Trees don''t grow into the sky either.
Be smart and buy (borrow) money when it is cheap and/or inflation is high. Sell money when it is expensive and/or in deflation.
Corollary to the above, live well below your means and continually build or create something.