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Peak financial retard (www.businessinsider.com)

posted 14 days ago by NumbaZero 14 days ago by NumbaZero +18 / -1

I took out a $2,000 personal loan even though I didn't need the money, and it bumped my credit score from 'good' to 'very good'

Initially I worried that taking out a personal loan would complicate my life. However, being strategic about my loan has actually made my life easier.

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– NumbaZero [S] 5 points 14 days ago +6 / -1

Is this the end game? TPTB convincing young plebs that it's a good idea to pay interest on loans for nothing?

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– turtlebam 6 points 14 days ago +6 / -0

It already reached a point where many people don't even understand that you can save and then buy things in cash upfront and without taking a loan. (i.e. saving the full amount and buying a car or a home for instance without taking a loan/monthly installments)

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– freedomlogic 5 points 14 days ago +5 / -0

Lmao much easier to do when a car cost 10,000, and not 30K.

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