That's kind of silly because end users can approve loans. There is literally a subreddit for that and my friend used to use it back in the day when he was a serial brokey.
There use to be peer to peer loan sites back in 2005-2010 but most of them got heavily sued into oblivion. Basically the bookies were making money and advertising investment returns that were quantifiably misleading and false.
That's kind of silly because end users can approve loans. There is literally a subreddit for that and my friend used to use it back in the day when he was a serial brokey.
There use to be peer to peer loan sites back in 2005-2010 but most of them got heavily sued into oblivion. Basically the bookies were making money and advertising investment returns that were quantifiably misleading and false.