It's a die roll, but the best bet is to buy a 10 year old car for 4-5k cash, no financing, from one of those mid-level non-dealer shops. Usually it's some auction car, where they fixed the transmission or something, why the last owner sold it. But you have no loan, and can drive it without putting full coverage insurance on it.
Gone are the days of 0% $399 down, five year car loans. Higher interest rates.
I have to cars myself, a 2001 gonna drive forever Honda and a 2012 Toyota. The first I got at a used car dealer for cheap at the height of the pandemic stimmie give away. People didn't want to buy small sedans, they were buying fancier cars.
The second I did go to a dealer, and got one of the certified preowned ones. 10% interest. Oh, it hurts. But it's nice for once in my life to have a car that isn't leaking oil or some other fluid.
It's a die roll, but the best bet is to buy a 10 year old car for 4-5k cash, no financing, from one of those mid-level non-dealer shops. Usually it's some auction car, where they fixed the transmission or something, why the last owner sold it. But you have no loan, and can drive it without putting full coverage insurance on it.
Gone are the days of 0% $399 down, five year car loans. Higher interest rates.
I have to cars myself, a 2001 gonna drive forever Honda and a 2012 Toyota. The first I got at a used car dealer for cheap at the height of the pandemic stimmie give away. People didn't want to buy small sedans, they were buying fancier cars.
The second I did go to a dealer, and got one of the certified preowned ones. 10% interest. Oh, it hurts. But it's nice for once in my life to have a car that isn't leaking oil or some other fluid.