Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies
LexisNexis, which generates consumer risk profiles for the insurers, knew about every trip G.M. drivers had taken in their cars, including when they sped, braked too hard or accelerated rapidly.
Aka being within (life) assurance (inception towards death)...hence it being called "life insurance".
A living one paying insurance fees to get a promise from another about dying...it's a confidence scheme.