Of course, they'll find a way to make that not work.
Before:
"You had great credit for 20 years, but this little slip is going to cost you big time. Get out the vasoline and bend over before your banker."
Coming up:
"Well, we see that your credit has been great for the last 20 years. This is just a blip, so we'll look past it and keep your credit clean... to ahem only your own benefit of course."
Of course, they'll find a way to make that not work.
Before:
"You had great credit for 20 years, but this little slip is going to cost you big time. Get out the vasoline and bend over before your banker."
Coming up:
"Well, we see that your credit has been great for the last 20 years. This is just a blip, so we'll look past it and keep your credit clean... to ahem only your own benefit of course."