Reading all kind of CBDC propaganda and those who are clearly against CBDC I absolutely can't get something real from that stuff.
Every single feature/option/whatever of CBDC could be implemented using current bank card/account system without single problem. Everything, from any restrictions to programming buying power or whatever. Every single thing that somehow connected to CBDC in everything written about it and posed as threat/advantage by whatever side is a question of a few minutes scripting in bank computers over current card/account system.
So, what is the real point of pushing CBDC crap by TPTB? Money laundering? Creatiing a base for some other narrative unknown yet, like kind of cyber threat fearmongering? What else? Anybody?
There are many problems for them with the current system. CBDC will make it easier and more immediate for them. They wont have to request info from any 3rd party about transactions. The real problem in their eyes is they don't know how every cent is spent, by who and on what. They want that info to be automatically a central property. Cash/debit cards (to a lesser extent credit cards) makes that difficult and cumbersome etc.. Before they eliminate cash entirely, they introduce it's replacement, CBDC, let it gain a solid footing over some years, get people to use it more and more often often, and then remove the smelly old cash and debit/credit cards no one uses anymore. CBDC will be smart phone only. CBDC wont be allowed to be exchanged to cash like debit card/credit card is. It's not a representation of cash, it's a new currency entirely.
So name me a single technical problem that will have more complex solution than building completely new system from scratch.
I'm focusing on technical aspect, not juridical, legislative or whatever, because only technical problems could not be solved by just signing some paper.
How? Technically. It is just a databases, where you could add fields, triggers, procedures, views, functions and create any logic for user you want. It is well-established, carefully tested and ready-to-go things in every single implementation.
What stop elites to not allow cash withdrawal from accounts? They already easily do that during coronahoax and sheeple gladly accept that fearing scary virus on dirty sheets of paper. There is no problem for them at all in that.
Card/bank account never was "representation of cash". It is cash always was representation of official currency. Card/bank account was another representation of official currency.
So why they need "new currency", if they do? I'm not shure that CBDC will be "new currency". Everywhere it is "digital dollar", "digital yuan", "digital rouble", "digital %your_currency_name%". Not something completely new like "amero" or like euro was.
but those are the problems. Technically it's a similar system to digital representation of cash now, but all the barriers to info flow to central banks will be removed - a free flow of transaction information. The real goal is to prevent people from possessing physical cash, from their account or from elsewhere, and paying it to someone for something without a record of that transaction - and now VAT paid on that specific transaction - no record of who paid and who received, where, when what etc. Right now, the cash disappears from some account and there is not trace of what happened to it. Smart phone would eliminate that.
For example - I have a certain amount of cash in my possession, obtained from various sources for various reasons - none of it was withdrawn from my own account, all was physically given to me. If they wanted to control how or where or on what I spent it, they couldn't - at least not until they cancel paper money as currency. But they can't cancel it until they introduce it's replacement - which is what they are doing with CBDC.
They could declare man a woman in a second signing some shitty law, but somehow doing something with sheeple bank accounts is a problem for them? Are you kidding me?
They already did it, and did it easily. During coronahoax in some places you was able to pay only with card. And they will easily do that again at much larger scale. Just sign a paper, and that's all. Then you could spend years and millions in courts, and even will be able to pay for that groceries in that shop in cash, but nobody will care, because sheeple will already forgot that they have such thing as cash earlier. They already forgot about cash, really and use bank smartphone apps, not even cards for payments,
Or, f.e. they could ramp up inflation and offer decent compensation to the money you have in your bank account, but not in cash. Who will still keep cash when you will need a bag of cash for a bottle of water or just a credit card with compensated money?
You could always go direct to the local farmer and buy some food with cash. Or buy from your neighbor who keeps chickens or a stock, or from some cash only simple market with no phone or wifi - I did it out of disgust when businesses would not take cash. Such markets became more popular during recent times just for such reasons.
To lock you into one area, they had deploy police and barriers - it was expensive, messy, unreliable. I was able to be nice with police to go where I wanted to go, or take a smaller road they had no resources to police. With CBDC it's a mouse click, and done - no way around it unless you bring a picnic and tent. But then CBDC is not the only front of attack - think of the English 15 minute city that tracks your car reg if you leave your area.