Sinkholes and mudslides. It has happened in the UK quite a bit too. No, they didn't provide them insurance either. Until later government bail outs. I mean it authorised the land to be built on. Suddenly insurers didn't compensate. Especially everybody else affected. So like with geography. You build there and it causes the entire river to spill its banks, because the flood plain is occupied and now everybody gets hit.

But please do your part and buy an EV. They're really good in water, the best.