Thought at first it was a gimmick, military buddy protecting his home/family was reimbursed 100%.
https://science.howstuffworks.com/insurance-protects-gun-owners-shooting-in-self-defense.htm
Just remember at minimum 3 sentences then shut up:
I was in fear of my life. I don’t feel well. I need to go to the hospital.
Don't worry about being on a list. You're already on it just by having a smart phone, or having gmail, or not having a vpn, etc.
true. sometimes I like to say hi to my phone/handler, like a crazy person. LOL