Six weeks before the September 11 attacks, Larry Silverstein took over the lease of the World Trade Center and opened multiple insurance policies on the properties for billions of dollars, specifically adding terrorism binders that WTC had not previously had. Being a typical jew, having known full-well what was going to happen, Silverstein argued that the two separate plane crashes counted as two distinct "occurrences," which would double the insurance payout. The insurance companies argued it was a single event. This resulted in a settlement of approximately $4.6 billion — one of the largest insurance-related payouts in history.