You have to understand that consumer level AI is what you're balking at and not the stuff they keep behind the scenes running all of the services that are simply unmanageable by human limits. Enemy of the state puts it well. key words being 'that was 20 years ago'

I think they operate from that standpoint. It's not that we're witnessing it's first steps, it's that we're already many steps beyond that and they're just now exposing the first generation to the public. When all money is fake that means affording the man power to brute force technology is just as unlimited.