Exactly. There's a couple that my wife knows well that owns a whole bunch of houses that they bought so cheap from a long time ago, I'm talking like less than $50,000 for houses that are now worth $250,000+, and for them it's like this huge financial Boone, but all of the other people that I know who have gotten into this are exactly how you described, over-leveraged and soon to be completely unprofitable. I think I may have mentioned this already when we met the lady a couple months ago, but one of the Airbnb rentals that we were considering staying in for a couple months; she was desperate to have a stay, to the point of offering to rent it for almost half the price that it was listed for. We were talking to her about how she got into this and she said that she purchased her first house using money that her mom gave her, and then she took out a line of credit against that house when it got some equity and purchased the next one and then she ended up in a situation where she had like four houses I think and ended up having to sell two of them to stay afloat and now I'm guessing she is going to be selling another, since it wasn't rented for at least two months in a row.