Barclays chief executive Matt Barrett candidly criticised his own product, suggesting that the astute consumer would do well to steer well clear of it. Giving evidence to the Commons' Treasury select committee he said he did not use credit cards from his own subsidiary, Barclaycard, because it was simply too expensive.
He also revealed that he advised his four offspring to have nothing to do with credit cards either. "I do not borrow on credit cards. I have four young children. I give them advice not to pile up debts on their credit cards."
2003
https://bbc.com/1/hi/business/3199822.stm
Just pay 'em off in full when you get the bill. In the old days, that was known as a "Charge-Card". Milk the benefits:
"turbocharges your credit rating?"
sounds like a bot.