The funny thing is it that it is not complicated. The system is not mathematically sound. If you call them out on the mathematical principle that 0 < 1, they try to frame it as you not understanding.

I've been asked not to return to every economics class I've taken or audited. In every case the only rebuttal I heard was 'this is the system we have, this is how it operates. We're not discussing philosophy or if we have a good, fair or mathematically sound system.'

The Central Banking system is more of a religion than it is a banking system.