The law is on the banks' side, and when he asks for it all they'd freeze his account instead of giving him the money. He'd be penniless for at minimum 6 months, with no particularly strong reason to believe he'll ever see his money again. Even if he walks away and doesn't buy the car, there will be a Suspicious Activity Report (SAR) on his account, which is likely to get the account frozen anyway at some random point over the next few weeks.
The law is on the banks' side, and when he asks for it all they'd freeze his account instead of giving him the money. He'd be penniless for at minimum 6 months, with no particularly strong reason to believe he'll ever see his money again. Even if he walks away and doesn't buy the car, there will be a Suspicious Activity Report (SAR) on his account, which is likely to get the account frozen anyway at some random point over the next few weeks.