I do think you have a point about a unique opportunity to get 30 yr notes. But, 4% is only enough if you're basically reverse mortgaging yourself (ie planning on burning through your assets). 6-8% is required to grow in excess of inflation over the last 30 years.

I know we've discussed before but to restate- i think assets continue to absorb the fiat and see inflationary pressure for the foreseeable future. I might be wrong but I'd caution against seeking hard assets since this certainly seems like the move they want you to make - ie "own nothing"