Reading all kind of CBDC propaganda and those who are clearly against CBDC I absolutely can't get something real from that stuff.
Every single feature/option/whatever of CBDC could be implemented using current bank card/account system without single problem. Everything, from any restrictions to programming buying power or whatever. Every single thing that somehow connected to CBDC in everything written about it and posed as threat/advantage by whatever side is a question of a few minutes scripting in bank computers over current card/account system.
So, what is the real point of pushing CBDC crap by TPTB? Money laundering? Creatiing a base for some other narrative unknown yet, like kind of cyber threat fearmongering? What else? Anybody?
I presume the main difference will be that CBDCs will be non-fungible, unlike the fiat money that currently exists. This will allow every token to be tracked, and potentially invalidated in the future if a user performs a non-authorised operation. No one is going to want to knowingly take tokens from a black market operator if there is a risk the authorities could destroy the value of these tokens with the simple click of a button. This differs from fiat currency as there are loop holes that make money laundering possible, ultimately because fiat currency is fungible.
Valid point, but I can't figure out real-world example. Say, some conspiracy theorist paid $1 CBDC for groceries in dad&mom shop, they paid $10 CBDC using that "bad" $1 CBDC for car replacement part, then that bad $1 CBDC was paid as salary to a worker that made that spare part. Then government find out that first person is a conspiracy theorist and disable his $1 CBDC. So completely innocent worker of spare parts plant who wear pride parade pin and have a trans as a best friend will lose $1 CBDC he honestly earned working hard.
Weird.
And, meanwhilem same thing could be done with cash. Government could declare that $10 banknotes with numbers from XXXXXX to XXXXYY was used in some bad activity and so no longer valid.
To do the same thing with card/bank account will be more tricky - currently you can't determine where $1 on your account you paid somewhere come from.
If you want just to alter money somebody own currently, there are no difference between CBDC and card/bank account and even cash, if you somehow know numbers of banknotes.
So yes, your point is valid, but what is the real-word use of that feature?
But they have the complete history of every transaction. The innocent spare parts worker was effectively defrauded by the conspiracy theorist using illegal tokens (they can trace the chain of every token). Thus, they can make it so the conspiracy theorist now owes the spare parts worker the $1. If the conspiracy theorist has no tokens (because all of his tokens were made illegal), they could take the tokens from his family to pay his debt, or make him into a permanent "debt slave" of his "victims" until his pays back his debt (this could also carry to his family if he decides to kill himself).
But the government cannot retrospectively identify every banknote used by the conspiracy theorist. With the CBDC, since every token is tracked, they know the id number of every token ever used by the conspiracy theorist. They can identify these tokens retrospectively i.e. once they identify the conspiracy theorist, they can find all his transactions and the id of all the tokens he used. They can then invalidate these and punish him as above.