Reading all kind of CBDC propaganda and those who are clearly against CBDC I absolutely can't get something real from that stuff.
Every single feature/option/whatever of CBDC could be implemented using current bank card/account system without single problem. Everything, from any restrictions to programming buying power or whatever. Every single thing that somehow connected to CBDC in everything written about it and posed as threat/advantage by whatever side is a question of a few minutes scripting in bank computers over current card/account system.
So, what is the real point of pushing CBDC crap by TPTB? Money laundering? Creatiing a base for some other narrative unknown yet, like kind of cyber threat fearmongering? What else? Anybody?
Maybe it is more about having the perception of CBDC being new/cool/secure that will make the new changes to money seem more palatable to the public. Sure, they could just introduce new laws that mandate reporting all your purchases through regular credit cards to the govt after some false flag event. There would probably be a good bit of backlash, though. Or, they could make it more enticing by bundling the changes up in a CBDC, with for example, UBI, reduced fees, etc. Which, yes, could certainly be achieved by modifying the existing systems. "But the CBDC is new and shiny! It's progress! Oh, you don't like that you can't spend your CBDC on steak and guns? But we can't just go back to the old system, it's got UBI, it's what people crave! Do you hate poor people or something?"
So you think that CBDC is just a fancy marketing move to gracefully force people into new rules of money turnover?
Well, I accept that theory.