I have realised over my life. Hard work and honesty and good morals don't get you any capital in this world.
Rich people are not hard working....they are greedy. The exception is that they worked hard....the rule is they cheated....
Show me a rich person and I will show you incompetences and ignorance to match their wealth.
I agree. If you get so much money that you are struggling to spend it in your life....you are a burden on society and have robbed it from it's potential.
Everyone deserves some savings as you say, but I agree. There is a number where it stops being good for the world