I hear ya - it's a mess switching banks. Btw, I highly recommend using a CC for everything and paying it off every month. Using your checking account for everyday purchases exposes you to a lot more risk (like having your account drained).
We pay off our cc every week. We use use it for everything because we get 1.5% cash back. It only works with zero balance. Our cc has great fraud protection Which insulates the bank acct. as you mentioned. 1.5% has resulted in hundreds of dollars a year.
I hear ya - it's a mess switching banks. Btw, I highly recommend using a CC for everything and paying it off every month. Using your checking account for everyday purchases exposes you to a lot more risk (like having your account drained).
We pay off our cc every week. We use use it for everything because we get 1.5% cash back. It only works with zero balance. Our cc has great fraud protection Which insulates the bank acct. as you mentioned. 1.5% has resulted in hundreds of dollars a year.