Baby sitters seem like a massive scam for the vast majority of people, you end up paying someone else to raise your kid so you can work for a company that actively strives to wipe out your people so you just barely get enough money to have someone else raise your kid.

Also in the system you're describing you wouldn't be able to have a high enough paying job for someone else to watch your kids and on top of that to be able to spend five years not working.

I still work, not because I'll starve otherwise (I'd just steal if that were the case), but because I find meaning in doing something useful, I'm gaining new skills, and I can use my money to go towards improving my situation

The way I see it money won't change your situation unless you have vast amounts as well as the connections and knowledge from parents to make use of it, at the end of the day you'll still be working a job you hate just to subsist and I've yet to gain a new skill from working beyond those picked up early on and of those skills none are of use outside of my field.