I have crossed this MANY times already -- There is a chance where you'll HAVE to log in through faceID and Microsoft etc can deny your access just over your browser history. (The technology will be popularized after people start vanishing over their browser and download history)
So if you happen to stay in a site like Russia Today or InfoWars (examples for more than a few weeks), you'll sooner or later be unable to even log in as your PC recognizes YOU as a threat.
If you have any given records of something, please create PAPER COPIES and bury them in a ceramic trunk under the basement of your home. Not Digital Backup Copies. You don't know when you'll be completely unable to access them by the drop of a hat.
If you are printing out decades of emails and receipts and burying them, I think it's long pass time you switched over to Linux.
Digital records are physical records, it's just written in binary on a hard disk rather than ink on paper. Nobody has the power, let alone Microsoft, to make that binary inaccessible. Damage to the hard drive itself is the danger to digital records. Hence the need for backups.
Get away from Windows and Apple. Free yourself from such worries. Linux Mint and Linux Majaro are both really good.
Ultimately, all software is an abstraction of hardware.