Apologies for the YT link but this is the only place he publishes his videos. He usually has silly content about alt-coins going to the moon but this report is quite serious and I would encourage everyone to listen to it once or twice.
The Bank for International Settlements (https://www.bis.org/) which is the bank of all Central Banks laid down the roadmap on the introduction of CBDC's globally.
Points I briefly managed to take down:
One global system
Different CBDC currency for the plebs and the central banks
Loans may become unaffordable
Disintermediation of retail banks
They may cause a crash to force people to move their money from retail banks to CBDC
Different tiers of CBDC holding that based on permissions (social credit?)
They will regulate stablecoins to stop the plebs seeking high yields on De-Fi
There is still some time until they manage to introduce this
Please listen and contribute to the discussion.