This makes zero sense. Let’s face it. Company should buy life insurance (unbeknownst to vaccinated) to offset the loss in productivity. I’m not sure if companies still get away with this, but it was a thing 10-15 yrs ago and companies were making $$ on it. They insured low level employees as well as key man.
Lower demand (less humans) should equal out the loss in production, thus making it a moot point for the balance sheet or HR even (minus self funded group life claims)….
But, and a big but the insurers may not pay and claim act of god. Or pay a fraction in a settlement after they’re all bailed out of course.
If this does in fact happen it would be nice to be short the entire global market. Life insurance companies would probably say pandemic/emergency/act of god and not pay out, but the reinsurance market (derivatives) would implode on the what if - and we all know the derivatives market is like 800x the global market lol.
This makes zero sense. Let’s face it. Company should buy life insurance (unbeknownst to vaccinated) to offset the loss in productivity. I’m not sure if companies still get away with this, but it was a thing 10-15 yrs ago and companies were making $$ on it. They insured low level employees as well as key man.
Lower demand (less humans) should equal out the loss in production, thus making it a moot point for the balance sheet or HR even (minus self funded group life claims)….
But, and a big but the insurers may not pay and claim act of god. Or pay a fraction in a settlement after they’re all bailed out of course.
If this does in fact happen it would be nice to be short the entire global market. Life insurance companies would probably say pandemic/emergency/act of god and not pay out, but the reinsurance market (derivatives) would implode on the what if - and we all know the derivatives market is like 800x the global market lol.
If every vaccinated died in 3 years... I don't think insurance companies would care. A large portion of capital would be now ownerless. So..