Been following this topic for decades. Decided March 2021 was my best shot to build the house I'm planning to live in for the rest of my life (expecting about 45 more years based on family history). Lumber prices be damned. Got the build close enough to done to lock in my interest rate for the new mortgage loan the Friday before the Tuesday first Fed interest rate increase. Also managed to keep the planned monthly payment 1/4 under budget with all the extra amenities. (I had a strategy to start with a base plan at 1/2 the cost of where I wanted to end, knowing how projects always overrun). Closed my last credit card in 2003.
Prior to Covid I had never been more than 2 weeks in between jobs. Had a contract end coincidentally when SHTF. The stars aligned and I got hired into my current consultant position 3 weeks into the first lockdowns. In my field it's best to move about every two years to keep up with market pay increases.
Been stockpiling all the things for about the last 15 years, so only a few minor additions in the next few months before it turns "bad". (My husband has a sunflower seed habit, and sunflowers need a lot of fertilizer. Planning to get a 2-3 yr supply for his consumption rate.)
That said, let the inflation and vaxxed-purge come. We're ready to survive it.
Been following this topic for decades. Decided March 2021 was my best shot to build the house I'm planning to live in for the rest of my life (expecting about 45 more years based on family history). Lumber prices be damned. Got the build close enough to done to lock in my interest rate for the new mortgage loan the Friday before the Tuesday first Fed interest rate increase. Also managed to keep the planned monthly payment 1/4 under budget with all the extra amenities. (I had a strategy to start with a base plan at 1/2 the cost of where I wanted to end, knowing how projects always overrun).
Prior to Covid I had never been more than 2 weeks in between jobs. Had a contract end coincidentally when SHTF. The stars aligned and I got hired into my current consultant position 3 weeks into the first lockdowns. In my field it's best to move about every two years to keep up with market pay increases.
Been stockpiling all the things for about the last 15 years, so only a few minor additions in the next few months before it turns "bad". (My husband has a sunflower seed habit, and sunflowers need a lot of fertilizer. Planning to get a 2-3 yr supply for his consumption rate.)
That said, let the inflation and vaxxed-purge come. We're ready to survive it.