This is what I predict will happen, and I think an unspoken law of evolution will force this synthesis to take place.

America will get paper fiat crypto, printed out on bills with the POTUS face still, and managed by the treasury/federal reserve.

I'm sorry but running out of battery on your smartphone should not be a barrier to making a purchase. And people don't want to be microchipped. You need paper fiat.

I also think this is why they're pushing digital ID, so you don't need to carry money, and your balance can be "in the system". This would be credit 2.0, I'm not sure America will line up for that.

This is what I predict will happen, and I think an unspoken law of evolution will force this synthesis to take place.

America will get paper fiat crypto, printed out on bills with the POTUS face still, and managed by the treasury/federal reserve.

I'm sorry but running out of battery on your smartphone should not be a barrier to making a purchase. And people don't want to be microchipped. You need paper fiat.