Microsoft tells you you must waive your rights to class actions
(www.microsoft.com)
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The company was named after a Gill Bates nickname.
MS just sent out an email to service terms that mandate you waive your rights to class action suits against them.
They claim that if you don't agree, they can refuse any service to you.
An end run around the law.
I have Office and my last employer required me to have a MS account for Skype for Business.