Ugh. I feel you. My entire life I've been taught to save. I got a bank account when I was 7. As I made it into my 20s I realized how much money was lost due to inflation while my ban account was earning pennies....
I continued to livey life with as little debt as possible. I paid cash for my car. I put 40% down on my house and got a 15 year mortgage. I pay off all bills every month. My only debt at this point is a mortgage.
And yet if I had put the minimum down on the house and put the rest into the stock market when I bought the house I would have taken on way more debt, but now I could probably pay my house off.
It's frustrating that trying to do the right thing is essentially punished, and yet those that gamble in the stock market are making out line bandits.
Ugh. I feel you. My entire life I've been taught to save. I got a bank account when I was 7. As I made it into my 20s I realized how much money was lost due to inflation while my ban account was earning pennies....
I continued to livey life with as little debt as possible. I paid cash for my car. I put 40% down on my house and got a 15 year mortgage. I pay off all bills every month. My only debt at this point is a mortgage.
And yet if I had put the minimum down on the house and put the rest into the stock market when I bought the house I would have taken on way more debt, but now I could probably pay my house off.
It's frustrating that trying to do the right thing is essentially punished, and yet those that gamble in the stock market are making out line bandits.