A well-known cashless man was supposedly mugged?!
(www.cbsnews.com)
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I guess I'm not "smart and capable" enough then; because I've never been able to see the "Freedom thru Crypto" argument at all.
For all the hype dispensed in some circles about the "decentralized stores of value", the 'coins' all absolutely require the government-monopoly internet to function at any usable scale. And that will (soon enough) mean atrocities like mandatory un-anonymity, before you can even log onto the net to access your 'blockchain'.
I sincerely hope there's some creative malcontent group out there working on a way around, but I'm not holding my breath in anticipation...