The Fed has details regarding its rollout of CBDC and has had it out there for years. This has been planned for a while, tech just was not possible till now. They will roll it out with cash still being an option but will slowly phase out the use of cash completely. They will offer either a 10-1 or 20-1 exchange rate ($10 cash=$1 CBDC or $20 cash=$1CBDC) depending on the debt that will be restructured. Watch Lynette Zang's detail walk through of how the Fed has been planning this and she goes through their literature line for line and explains is in layman's terms.