I believe this explanation is insufficient to explain the observed behaviors.

First, we're using fiat currency. Fiat is no better than monopoly money if people stop believing it has value. With all that's been going on that's gonna happen soon enough no matter what we do.

Second, people who aren't elites are accumulating hard currency. It's like they don't care about competition.

Third, the elites have hidden bases. But, again, what use is their fiat play money if the world is wiped out or "rebooted?"

That leaves me with only one conclusion. They're working with something... not of this world. Demons or aliens. One of these, possibly both.