Your Credit Score Should Be Based on Your Web History, IMF Says
(video.replaye.com)
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So now it's not just getting penalized for saying the wrong thing, you'll be penalized for looking at the wrong thing.
This all boils down to the crime and sin of usury. By borrowing money from someone else, you give them power over you. By creating a society dependent on usury, the lenders gain power over the society.
We all need to stop living on credit.